Standard Bank Group is looking for a Manager – Credit Evaluation (Years of Experience: 5–7 years)

Location: Johannesburg, Gauteng, South Africa – 33 Baker Street
Business Segment: Business & Commercial Banking
Job Type: Full-Time
Job Ref ID: 80301012A-0001
Date Posted: 8 May 2025

Standard Bank Group

Standard Bank Group is Africa’s largest bank by assets, headquartered in Johannesburg, South Africa. With operations in over 20 African countries and key global financial centers, it provides comprehensive financial services including personal, business, corporate, and investment banking. Founded in 1862, the bank is driven by its purpose: “Africa is our home, we drive her growth.” Through innovative solutions and strategic partnerships—such as with the Industrial and Commercial Bank of China (ICBC)—Standard Bank supports inclusive economic development, facilitates trade and investment, and empowers clients across the continent to grow and thrive in a dynamic global economy.

About the Role

We are seeking a highly skilled and experienced professional to join our Business and Commercial Banking division as a Manager: Credit Evaluation. This is a strategic role aimed at safeguarding the bank’s asset portfolio by effectively assessing lending applications, identifying credit risks, and implementing sound financial principles aligned with internal credit policies.

In this position, you will be responsible for conducting robust credit risk and affordability assessments across a range of secured and unsecured lending products. You will also play a key role in supporting business partners by interpreting client lending needs, recommending suitable financial solutions, and helping structure facilities that are both compliant and commercially viable.

Key Responsibilities

Qualifications

• Educational Requirement: First Degree in Business Commerce, Finance, Economics, or a related field.
• Certifications (Optional but Preferred): Credit Risk Certification, CFA Level 1 or higher, or a postgraduate qualification in Financial Risk Management or Banking.

Experience

• Years of Experience: 5–7 years of professional experience within a credit risk or lending environment, preferably in commercial or business banking.
• Demonstrated expertise in intuitive and data-driven credit assessment and decision-making.
• Strong understanding of financial statement analysis, lending practices, credit policies, and loan structuring.
• Experience managing both secured and unsecured credit portfolios.
• Knowledge of collateral evaluation, repayment structuring, and recovery processes.
• Proven ability to operate in high-pressure environments requiring quick decision-making and strong judgment.

Behavioral Competencies

• Articulating Information: Communicates effectively and confidently in a clear, concise, and professional manner.
• Developing Strategies: Demonstrates strategic thinking and helps shape credit strategies that align with business goals.
• Directing People: Leads and influences others by setting clear expectations, coaching, and empowering teams.
• Embracing Change: Adapts well to shifting priorities and changing environments; embraces innovation and continuous improvement.
• Examining Information: Applies critical thinking and analytical skills to assess data, identify trends, and draw valid conclusions.
• Making Decisions: Uses sound judgment and available data to make timely and informed credit decisions that balance risk and reward.

Technical Competencies

• Compliance: Understands and adheres to banking regulations and internal compliance standards across all credit activities.
• Risk Management: Applies credit risk frameworks to identify, assess, and mitigate credit exposures across lending portfolios.
• Stakeholder Management: Builds productive relationships with internal and external stakeholders to facilitate informed and timely credit decisions.
• Strategic Alignment and Execution: Aligns credit strategies with overall business goals and ensures that execution supports profitability and risk containment.
• Strategic Planning and Reporting: Contributes to long-term credit planning, and delivers insightful credit reports and portfolio performance analytics.

Why Join Us?

This is an exciting opportunity to join a dynamic team within one of Africa’s leading banking institutions. As Manager: Credit Evaluation, you will not only shape lending decisions but also influence the strategic direction of our credit function. If you are passionate about risk management, possess sharp financial acumen, and thrive in collaborative environments, we invite you to apply and grow your career with us.

Application Instructions

If you meet the qualifications and are excited to contribute to our credit evaluation team, please click Apply Now to submit your application. Be sure to include an updated resume and a brief cover letter outlining your experience in credit risk and your interest in this role.

Deadline for Applications: Open until filled
Location: On-site – Johannesburg, South Africa

For more opportunities such as these please follow us on Facebook, Instagram , WhatsApp, Twitter, LinkedIn and Telegram

Disclaimer: Global South Opportunities (GSO) is not the hiring company. For any inquiries, please contact the hiring organization directly. Please do not send your applications to GSO, as we are unable to process them. Due to the high volume of emails we receive daily, we may not be able to respond to all inquiries. Thank you for your understanding.